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A mortgage broker will put together your application and "shop" it to different lenders. A direct lender will process the application themselves, although they might still sell your loan on the secondary market once it has closed. Be sure to ask all your mortgage broker questions upfront so you can be informed.
A good lender will clearly explain your mortgage options and answer all your questions so you feel confident in your decision. If they don't, find a new lender.
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Our team of ex-bankers have years of experience in the mortgage industry and are trained to answer and satisfy your home loan needs and enquiries. Be it new purchase, refinancing or getting your second property our mortgage brokers are able to share their knowledge even on property regulations regarding TDSR, Stamp Duties and CPF usage.
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An emerging-growth nonbank consumer lender and market leader offering home mortgage, refinance and home equity loan products in all 50 states.
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Mortgage Brokers have a selection of mortgages, not just one.: broker-course-florida-mortgage A mortgage is a security interest in real property held by a lender as a security for a debt, usually a loan of money. A mortgage in itself is not a debt, it is the lender's security for a debt.. a government office, as a public record. The borrower has the right to have the mortgage discharged from the title once the debt is paid.